Investments to Consider
Operation Financial Forward does not recommend any particular investment. The purpose of this module is to tech you about the different types on investment opportunities that exist. EVERY investment that you make will always carry with it risk. It is critical that you understand that risk and that you actively mitigate that risk through diversification. Diversification helps mitigate risk by potentially offsetting losses in one area with gains in another, promoting a more balanced and stable portfolio. It is essential to align investment decisions with individual risk tolerance and goals to effectively manage risk and increase the likelihood of long-term success.
Again, OFF does not recommend investing if you are not debt free. Chances are the return (Percentage) you make from investing will be lowing that the interest rate you are paying on debt, meaning investing is costing you money.
Stocks
Ownership shares of a company, representing a claim on its assets and earnings.
Bonds
Debt securities where investors lend money to entities (government or corporations) in exchange for periodic interest payments and return of principal.
Mutual Funds
Pooled investments managed by professionals who invest in a diversified portfolio of stocks, bonds, or other securities.
What is?....
The S&P 500 is a stock market index that measures the performance of 500 large publicly traded companies in the United States. It serves as a benchmark for the overall performance of the U.S. stock market and is widely used by investors and financial professionals. You can invest directly in this index.
The Dow stock index, also known as the Dow Jones Industrial Average (DJIA), is a price-weighted index that tracks the stock performance of 30 large, publicly traded companies in various industries. It is one of the oldest and most widely followed stock market indices, providing insight into the overall health and trends of the U.S. stock market.
The NASDAQ stock index, also known as the NASDAQ Composite, is an index that represents the performance of over 3,500 stocks listed on the NASDAQ stock exchange. It primarily includes technology, biotechnology, and other growth-oriented companies. The NASDAQ is known for its focus on innovative and high-growth sectors, making it a key indicator for the performance of technology and growth stocks.
Investing is something that is very accessible. A lot of platforms will let you purchase "partial shares" if you cannot afford a full share of stock. OFF recommends using an FDIC-insured bank for all of your investing transactions. While investments are not FDIC-insured, settled funds (not actively invested) in an account are eligible for FDIC coverage.
Stock Indexes such as the S&P 500 have historically shown strong performance and have often outperformed many wealth managers over the long term. Its diversified composition and broad representation of the U.S. stock market have provided investors with competitive returns, sometimes surpassing the results achieved by professional wealth managers or actively managed funds.
The calculator below is available for you to calculate potential earnings based on the investments you make.